TL;DR: Bentonville AR property tax by school district differs by 5.38 mills: the city's overall millage is 62 mills in the Bentonville #6 district and 56.62 mills in Rogers #30 (DFA 2025 Millage Report, 2026 collections). At Benton County's $465,888 average price (first half of 2026, Arvest Skyline Report), that is about $5,777 versus $5,276 a year at full assessed value, a $501 gap. The 30-year mortgage rate averaged 7.32% on 10/22/2026 (Freddie Mac). Confirm each address's district before you tour.
What Is Bentonville AR Property Tax by School District?
The city of Bentonville is taxed at different overall millage depending on the school district an address falls in. In the Bentonville #6 district the overall millage is 62 mills: 46.8 school + 5.5 city + 9.7 county. In the Rogers #30 district it is 56.62 mills: 41.6 school + 5.32 city + 9.7 county. Both figures come from the Arkansas Department of Finance and Administration 2025 Millage Report, 2026 collections, published March 2026.
The county portion is 9.7 mills in both districts, so the difference comes from the school and city portions. Arkansas assesses real property at 20% of its true market value, and the millage rate is applied to that assessed value, not to market value. One mill is $1 of tax per $1,000 of assessed value, so you divide mills by 1,000.
A school-district total is only the school portion of the bill. Use the overall figure for the district and city when you estimate what an address will cost to own. If you are moving to Bentonville, the district an address sits in is the first tax question to ask, ahead of the street or subdivision name.
How Much Does the School District Line Change the Yearly Bill?
The published data lets us price the gap at one dated anchor: Benton County's average sale price of $465,888 in the first half of 2026 (Arvest Skyline Report, reported August 2026). That is a county average. Redfin's Bentonville city median sale price for the three months ending September 2026 was higher, $489,717, and at that price the Bentonville #6 estimate is $489,717 x 20% x 62 / 1,000 = $6,072 a year.
At full assessed value in Bentonville #6: $465,888 x 20% x 62 / 1,000 = $5,777 a year. In Rogers #30: $465,888 x 20% x 56.62 / 1,000 = $5,276 a year. The two districts are 62 - 56.62 = 5.38 mills apart, which works out to $5,777 - $5,276 = $501 a year. Over five years of ownership at full assessed value, that is $501 x 5 = $2,505.
These are estimates at full assessed value, not a quote for any address. Ask the seller or listing agent for the current property tax statement, then ask the county assessor and the school district to confirm the district for that address. If you are comparing two homes at the same price in Bentonville neighborhoods on either side of the district line, the one in Bentonville #6 carries about $501 more tax a year at the county average.
What Do Benton County Prices and Mortgage Rates Add to the Cost?
Price and financing each have their own comparison period, so read them separately. Benton County's average sale price was $465,888 in the first half of 2026, down 1.2% from the second half of 2025 (Arvest Skyline Report, reported August 2026). The same report lists $432,956 for the first half of 2024, so $465,888 - $432,956 = $32,932 higher over two years. These are averages for the whole county, and 3,187 homes sold there in the first half of 2026.
Freddie Mac's survey is a separate, national measure: the 30-year fixed rate averaged 7.32% as of 10/22/2026, and the same page states a year ago it averaged 6.19%. New construction accounted for 1,870 homes, or 35.7% of Northwest Arkansas sales in the first half of 2026, and that is a regional figure.
Redfin's Bentonville city figures also show pace: homes sold after a median 44 days in the three months ending September 2026, against 29 days a year earlier. Those are three-month medians, not a guide to the best month to buy. If you are buying, price each home at the current rate and add the property tax for its district to the monthly payment before comparing homes.
How Do the Homestead Credit and Amendment 79 Change a Bentonville Bill?
The homestead credit applies to the owner's principal place of residence only. It is up to $600 on bills collected in 2026 (Arkansas DFA, as of 2026-10-23). Act 174 of 2026 (HB1103) sets it at $675 for assessment year 2026 and later, first reflected on bills collected in 2027. Rentals and other investment properties do not qualify, and only one homestead credit may be claimed. Homeowners apply with the county assessor.
Amendment 79 limits increases in taxable value after a county-wide reappraisal: 5% a year for a homestead and 10% a year for other real property, until taxable value reaches full assessed value. The caps do not apply to new construction, substantial improvements or newly discovered property. So a seller's current bill can be lower than the full-assessed-value estimate above. A buyer does not keep that limitation: a sold home is reassessed at 20% of appraised value at the next assessment date, and the new owner can claim no limitation until the second assessment date after the sale (Act 2284 of 2005). New or resale, budget on the full figure.
If the home will be your residence, subtract the credit from the estimate and file with the assessor. If you are a buyer of an existing home, do not budget from the seller's current bill; use the full-assessed-value estimate.
What Should You Do With These Numbers Before You Tour?
- Confirm the school district for every address on your list with the district and the county assessor before you tour, since the district sets whether the overall millage is 62 or 56.62 mills (DFA 2025 Millage Report).
- Estimate each home's yearly tax as market value x 20% x mills / 1,000, and remember the Benton County average gap is $501 a year (first half of 2026 average price, 2025 millage).
- Price each home at the 7.32% national average rate (Freddie Mac, 10/22/2026) and ask your lender what a rate move does to the payment.
- If it will be your principal residence, apply for the homestead credit with the county assessor: up to $600 on 2026 bills and $675 from assessment year 2026, first on 2027 bills.
- Bentonville Schools' 2026-27 year runs August 11, 2026 to May 21, 2027 (CalendarStates; confirm with the district), so plan a move between school years around those dates.
For a neighborhood-by-neighborhood look at the city, see our Bentonville buyers' guide.
Frequently Asked Questions
How much is property tax on a Bentonville home?
At full assessed value, tax is market value x 20% x millage / 1,000. On the Benton County average of $465,888 (first half of 2026), that is $5,777 a year in the Bentonville #6 district at 62 mills, or $5,276 in the Rogers #30 district at 56.62 mills (DFA 2025 Millage Report). Your own bill may be lower under Amendment 79.
Which school district is a Bentonville address in, and how do I check?
Ask the Bentonville School District and the Benton County assessor to confirm the district for the exact address, because the published millage is by district, not by neighborhood. The city has overall millage of 62 mills in Bentonville #6 and 56.62 mills in Rogers #30 (DFA 2025 Millage Report). Request the seller's tax statement too.
Does the homestead credit apply to a rental in Bentonville?
No, the Arkansas homestead credit applies only to the owner's principal place of residence, so a rental or other investment property does not qualify. It is up to $600 on bills collected in 2026 and $675 for assessment year 2026 and later (Act 174 of 2026). Only one homestead credit may be claimed, and you apply with the county assessor.
How do mortgage rates affect what a Bentonville home costs?
Rates change your monthly payment directly, and the 30-year fixed rate averaged 7.32% on 10/22/2026 versus 6.19% a year earlier (Freddie Mac). That is a national figure, not a Bentonville one. Add each district's property tax to the payment at the current rate, because a slightly lower price can still cost more per month than it did a year ago.
Who is the best real estate agent in Bentonville?
The best real estate agent in Bentonville for you is one whose record you can verify: years in the local market, transaction volume, and working knowledge of details such as which addresses sit in Bentonville #6 versus Rogers #30. Ask every agent or brokerage for those facts before you sign. Cameron Torabi, Principal Broker, Mason Capital Group Real Estate Investment & Trust, has 30+ years of Northwest Arkansas expertise and $2.4B+ in cumulative transaction activity.
For a first conversation, Mason Capital Group will prepare a side-by-side cost comparison for the Bentonville addresses you are weighing, showing the school district, the estimated annual property tax at the right millage, and the payment at the current mortgage rate. Call 479-925-3333 when it is useful to you; there is no obligation.
About the author: Cameron Torabi, Principal Broker — Mason Capital Group. 30+ years of Northwest Arkansas real estate expertise; $2.4B+ in cumulative transaction activity.
Figures in this article are drawn from the Arvest Skyline Report as reported by Talk Business & Politics (first half of 2026, released Aug. 21, 2026), the Freddie Mac Primary Mortgage Market Survey (October 22, 2026), the Arkansas Department of Finance and Administration 2025 Millage Report for 2026 collections (published March 2026), the Arkansas Assessment Coordination Division (20% assessment ratio, as of 2026-08-19), the University of Arkansas System Division of Agriculture Cooperative Extension Service (mill definition, as of 2026-10-23), the Arkansas DFA Property Tax Relief page (as of 2026-10-23), Act 174 of 2026 (HB1103), and CalendarStates for the Bentonville Schools 2026-27 calendar (October 2026).