Mason Capital Group
Confidential — Client Advisory
Investment Property Analysis

Arbor Vine

884 W Holly Street · Fayetteville, AR 72703

Asset Type
20-Unit Multifamily
Year Built
1993 (Fully Renovated)
Rentable SF
17,000 SF
Current Occupancy
80.0% (16 of 20 units)
Rent Roll Date
June 1, 2026
Executive Summary
2025 Actual NOI
$162,384
Seller-reported (no taxes/insurance)
Adjusted NOI
~$119,000
Adding taxes (~$19.8K) + insurance (~$23.5K)
Current Monthly Rent
$16,050
16 occupied units · avg $1,003/unit · as of 6/1/26
Stabilized Value Range
$2.0M–$2.4M
At $1,050 floor · adj. NOI · 6–6.75% cap

Property Overview

Arbor Vine is a 20-unit apartment community comprising two 2-story buildings on 0.81 acres in central Fayetteville. All units are 2BR/1BA, 850 sq ft. Comprehensively renovated with over $98,000 in capital improvements in 2024–2025 including new roofs, HVAC, LVP flooring, countertops, cabinetry, and appliances. Tenants pay all utilities. Offered by Colliers on an all-cash basis with no stated asking price. Rent roll updated June 1, 2026: A1 leased at $1,050 (McKay); B18 vacated; B19 (Bacon) renewed at $1,050. Owner confirmed all upcoming renewals at $1,050/month.

Income Analysis — 2024 vs. 2025 Actual
Income Item2024 Actual2025 ActualYoYNotes
Rental Income$188,594$195,989+3.9%Core recurring rent
Pet Fees$1,650$900–45.5%Inconsistently charged; upside if standardized
Late Fees$295$180Reflects strong tenant quality
Security Deposit Forfeitures$4,501$3,191Non-recurring; exclude from underwriting
Unallocated Prepays($13)$7,025Anomalous — $11K single-month Sep 25; non-recurring
Total Reported Income$196,127$208,358+6.2%
Normalized Recurring Income$191,334$197,092+3.0%Use for cap rate underwriting
Expense Analysis — 2024 vs. 2025 Actual + Buyer-Adjusted
Expense Item20242025Buyer-Adj.Notes
Management Fees$13,677$14,693$13,7967% of EGR; Dunn Property Mgmt
Landscaping$4,579$4,389$4,389Consistent contract service
Pest Control$441$728$730Routine
Repairs & Maintenance$21,912$23,414$22,000Elevated; plumbing ($9,100 in 2025) bears watching
Utilities (Common Area)$1,765$1,655$1,700Tenants pay individual meters
Marketing & Advertising$900$700$2,000Increased to fill 4 vacancies
Trash / CAM / Misc$690$395$1,500Includes admin/accounting
Sub-Total (Seller-Reported)$43,965$45,974$46,115
Property Taxes (NOT in seller P&L)$0$0$19,811Seller omitted. Increases post-sale at 75% of price × 1.14%
Insurance (NOT in seller P&L)$0$0$20,000Seller omitted. Clean loss history supports favorable rates.
Replacement Reserves$0$0$5,000$250/unit/year NAA standard
TOTAL Buyer-Adjusted Expenses$43,965$45,974$90,926Adds taxes, insurance, reserves

⚠ Critical: The seller's P&L excludes ~$40,000/year in taxes and insurance — the single most important buyer adjustment.

Net Operating Income — Three Views
2024 Actual2025 ActualBuyer UnderwritingOM Stabilized Yr 2
Effective Gross Income$196,127$208,358$197,092$297,362
Total Operating Expenses($43,965)($45,974)($90,926)($93,565)
Net Operating Income$152,162$162,384$106,166$203,796
Cap Rate on $2.0M Purchase7.61%8.12%5.31%10.19%
Cap Rate on $2.5M Purchase6.09%6.50%4.25%8.15%
Non-Operating (Remodel)($52,220)($46,300)
Net Income (After Remodel)$99,942$116,083

Rent Roll — As of June 1, 2026 · $1,050 Floor on All Renewals
Total Units
20
All 2BR/1BA · 850 sq ft
Occupied
16
A9, B13, B15, B18 vacant
Occupancy
80%
4 units currently vacant
Avg Rent / Unit
$1,003
Range: $900 – $1,050
Near-Term (16 @ $1,050)
$201,600
All renewals at $1,050 floor
Full Stabilized (20 @ $1,050)
$252,000
Annual at 100% occupancy

Rent Roll Key Observations (6/1/26)

  • A1 now leased — McKay, Emily at $1,050 (was vacant March 2026).
  • B18 now vacant — Vogt moved out (lease expired May 2024). Net vacancies unchanged at 4.
  • B19 renewed at $1,050 — Bacon raised from $975 effective 6/1/26 (+$75/mo).
  • All upcoming renewals at $1,050. Six leases expire within 90 days — adds $750/mo, $9,000/yr immediately.
  • Erickson (A5, $900) — 10-year tenant, renews June 2026 at $1,050. Largest single-unit uplift (+$150/mo).
  • Zero delinquency as of 3/18/26.
UnitTenantLease EndCurrent RentRenewal @ $1,050Notes
A1McKay, Emily5/31/27$1,050$1,050✓ New lease — was vacant in March
A2Hill, Paige6/30/26$1,050$1,050Renews this month
A3Sunlin, Aaron7/31/26$1,050$1,050Already at floor
A4Rodriguez, Andon10/31/26$975$1,050+$75 at Oct renewal
A5Erickson, Thomas6/30/26$900$1,050+$150 — largest uplift. Renews this month.
A6Kraker, Danielle8/31/26$1,000$1,050+$50 at Aug renewal
A7Castro, DiegoM-to-M$1,050$1,050⚑ Expired Aug 2025 — re-execute lease
A8Arka, Prosenjit8/31/26$975$1,050+$75 at Aug renewal
A9VACANT$0$1,050Vacant
A10Albanese, Sabrina5/31/26$1,000$1,050Expired — renew now (+$50)
B11Fitzwilson, Katherine5/31/26$1,000$1,050Expired — renew now (+$50)
B12Chupp, Anna7/31/26$975$1,050+$75 at Jul renewal
B13VACANT$0$1,050Vacant
B14Allison, Haleigh9/30/26$975$1,050+$75 at Sep renewal
B15VACANT$0$1,050Vacant
B16Rodriguez-Puerto, C.M-to-M$975$1,050⚑ Expired Sep 2025 — re-execute at $1,050
B17Bamba, Fatimata8/31/26$1,050$1,050Already at floor
B18VACANT$0$1,050Vogt vacated — was M-to-M since May 2024
B19Bacon, William5/31/27$1,050$1,050✓ Renewed 6/1/26 — raised from $975
B20Nicole, Jenna5/31/26$975$1,050Expired — renew now (+$75)
Current Occupied (16 units)$16,050/mo$16,800/mo+$750/mo · +$9,000/yr at full renewal
Fully Stabilized (20 @ $1,050)$21,000/mo$252,000/yr annual potential

Valuation Analysis

Methodology

No asking price stated in the OM — offers via LOI. Valuation uses income capitalization across three NOI scenarios against NWA renovated multifamily cap rates (5.75%–7.25%). Use Buyer-Adjusted NOI as the baseline, not seller's reported figures.

Scenario 1 — Current State (6/1/26)
NOI: ~$106,166 · 16 units · adj. taxes/insurance
Cap RateValue$/Unit
5.75%$1,846,000$92,300
6.25%$1,699,000$84,950
6.75%$1,573,000$78,650
7.25%$1,464,000$73,200
Scenario 2 — Near-Term (All 16 @ $1,050)
NOI: ~$112,000 · renewals done · 4 vacancies remain
Cap RateValue$/Unit
5.75%$1,948,000$97,400
6.25%$1,792,000$89,600
6.75%$1,659,000$82,950
7.25%$1,545,000$77,250
Scenario 3 — Fully Stabilized (20 @ $1,050)
NOI: ~$148,000 · all 20 filled · 4% vacancy adj.
Cap RateValue$/Unit
5.75%$2,574,000$128,700
6.25%$2,368,000$118,400
6.75%$2,193,000$109,650
7.25%$2,041,000$102,050

★ Recommended buyer target range

How the $1,050 Rent Floor Changes the Underwriting

The owner's commitment to $1,050 on all renewals establishes a documented rent floor — no unit re-lets below $1,050. Gross potential rises to $252,000/year. New leases (McKay A1, Bacon B19 renewal) confirm market acceptance at this level. The Colliers pro forma of $1,275/unit is unsupported by current comps and should not drive pricing. Stabilized value of $2.1M–$2.4M is well-supported.

Investment Considerations

✓ Strengths & Opportunities

  • Fully renovated, no deferred maintenance. New roofs, HVAC, LVP flooring, countertops — turn-key asset.
  • Zero delinquency across 16 occupied units as of 3/18/26.
  • Zero insurance claims across four consecutive policy years (2023–2026).
  • Strong Fayetteville market. UA campus walkable, top 15 fastest-growing metro, Walmart/Tyson HQs nearby.
  • $1,050 rent floor confirmed. Six leases expiring in 90 days reset to $1,050 — $9,000/yr additional income, zero capital.
  • All utilities tenant-paid. Individually metered electric, water, trash, cable.
  • In-unit W/D hookups — premium amenity commanding higher rents.
  • New leases confirm $1,050 market acceptance — McKay (A1) and Bacon renewal (B19) at no resistance.
  • Ancillary income untapped: $0 pet rent, $0 admin fees, no valet trash currently charged.

⚠ Risks & Due Diligence

  • Seller P&L omits $40K+ annually (taxes + insurance). Inflates reported NOI by ~$40K — most important buyer adjustment.
  • All-cash requirement. Limits buyer pool; negates leverage returns. Model unlevered returns carefully.
  • 20% vacancy (4 units). ~$46,800/yr in lost income. Cause of vacancy unexplained in materials.
  • Three expired leases (A7, B16) on month-to-month — short-notice departure risk.
  • Elevated plumbing costs: $5,995 (2024) + $9,100 (2025) = $15K+ in 2 years. Warrants inspection.
  • $98K remodel over 2 years — understand what remains and if costs normalize.
  • No asking price disclosed — seller testing the market. Use Buyer-Adjusted NOI, not seller's.
  • Colliers $1,275 pro forma exceeds all market comps (avg $1,176). Unsupported.
  • Post-sale tax increase: $2.5M purchase → ~$21,375/yr taxes; $3M → ~$25,650/yr.
Rent Comparable Summary (Per Colliers OM)
PropertyUnitsAvg SFOcc.Avg Rent/UnitRent/SFNotes
Arbor Vine (Subject)2085080%$1,003$1.18Renovated; W/D in-unit; $1,050 floor on renewals
Greenway Flats8476393%$1,257$1.65Smaller units; benchmark competitor
Vineyards on Garland4869585%$1,230$1.77Smaller units, higher $/sf
Ruby on the Creek19570665%$1,127$1.60Large complex; lower occupancy
Comp Average10972181%$1,176$1.67$1,275 Colliers pro forma exceeds all comps
Summary & Recommended Offer Range

MCG Investment Perspective

Arbor Vine is well-located, fully renovated multifamily with real, documented rent upside. Zero delinquency, clean insurance history, improving income, renovation-complete. The value-add story — filling 4 vacancies and rolling leases to $1,050 — requires no additional capital.


Seller financials require significant adjustment. Omission of taxes/insurance (~$40K/yr) overstates NOI by ~$40K. Properly adjusted current-state NOI is ~$106,000–$119,000.


ScenarioRecommended RangeGoing-In CapStabilized Cap
Conservative (current-state)$1.65M – $1.85M5.7%–6.4%8.0%–9.0%
Value-Add ($1,050 floor · fill vacancies)$2.00M – $2.35M4.5%–5.3%6.3%–7.4%
Aggressive / Near Colliers Pro Forma$2.50M – $3.00M3.5%–4.2%4.9%–5.9%

MCG view (June 2026): The confirmed $1,050 floor strengthens underwriting materially. A well-structured offer in the $2.0M–$2.35M range is defensible and stabilizes at 6.3%–7.4%. Anything above $2.5M requires rent growth beyond confirmed market evidence.

Confidential — Mason Capital Group client advisory only. Based on seller/broker materials. MCG has not independently verified all figures. Buyers must conduct independent due diligence. Not an offer to buy or sell. © 2026 Mason Capital Group.